My name is Kate, and my husband  Mike and I are passionate about living with open hearts to the things that God is doing in us and through us! We are learning how to manage our money wisely, avoid debt, live simply, and embrace each season and circumstance we find ourselves in.

We believe that, “The fear of the Lord is the beginning of wisdom,” (Proverbs 9:10), and it is from that place that we begin to learn how to live well and manage our family’s health and wealth.

Our journey began in 2009 when we graduated college, moved, and got married. Then in June 2010 we welcomed our first baby, Olivia, to the family. In the midst of all of this we found ourselves sinking more and more into the bog of consumer debt, with credit card payments that always seemed to be getting out of hand and a student loan that began siphoning off a portion of our monthly income.

We were inspired by Dave Ramsey, author of The Total Money Makeover, to try to take control of our spending and get out of debt. At the same time, we began learning more and more about how to live naturally and simply. Busting clutter and excess, getting back to the basics, and trying to live with open hands, hearts, and minds instead of just following the crowd.

We’ve found that it’s not always easy to live like this, but it has been so incredibly rich and fulfilling. Join us as we walk through life, share our stories, our struggles, and our successes!


9 thoughts on “About

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  3. Pingback: The Truth About Money: The Beginning of Wisdom « The Debt Free Family

  4. Kate,
    I found your blog via Amy Seiffert blog and I’m so happy to have stumbled upon it! My husband and I are also working through paying off debt with the help of Dave Ramsey and Crown Financial. I am in shock by your numbers! Seriously!…How are you living on this budget? I need to know how you do $115 a month for groceries??? Our grocery budget is $250+ and we always struggle with it. We do coupon(not to an extreme) and meal plan, put we still are no where near $115, amazing! I’m reading through your blog little by little so I apologize if all these answers are in there, I did read the post on your grocery budget, but I’m still wondering how you eat? 🙂
    And to be honest your entire budget is an inspiration to me. I cannot mathematically figure out how you have paid off so much debt on a $20,000/year income??? AMAZING! Has Dave offered you job yet? 🙂 Seriously though, we have 2 incomes, 1 of which is almost twice your household income, if we had your skills we could be out of debt already! We are working on credit card, car, and student loan debt of about $60,000, and a year and half in and we are more than halfway there, our goal is 3 years, but we recently have thought we may be extending it to 3.5, which is a bummer…but if you could learn some of your awesome skills we could get back on track.
    Can we chat? Thanks for any help! 🙂

  5. Pingback: How’d We Do? April’s Financial Re-cap « The Debt Free Family

  6. Kate,
    This is just wonderful that you have made the move toward being debt free. We watched the Dave Ramsey videos hoping to start a group at our church. So far it has not gone anywhere. But that’s okay – at least we learned about the program and God might lead us to use the knowledge elsewhere.
    So far he has led us to meet 2 couples (you are one) that are successfully becoming debt free. So it works.
    Many blessings for your efforts, reliance on God and faith for the future,

    • That is so wonderful! I hope that more people will become interested in Financial Peace University at your church. We had the opportunity to take it before we were engaged and didn’t but very much wish we had. But we are so thankful to have learned young the value of becoming debt-free and living this way, despite all the hard work it takes! It is truly worth it. Bless you too!

  7. Pingback: Guest Post: My Turn to Tell My Story! « The Debt Free Family

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